Brian Ritenour

Andy Haeck

NMLS #: 399963

brianr@firstfederalbanking.com

Direct: 574-224-6420

Office: 800-382-2664

Cell: 574-780-0528

Fax: 574-936-8955

About Brian

Achieve your dreams!

The team at First Federal has been doing that since 1966. We have a variety of products and programs to fit your individual situation.

My objective is to have your loan experience be so comfortable that you will recommend me to your family and friends. Whether you are looking to buy your first home, relocate to a different home, refinance your existing home, or build a new home--I will be with you from start to finish. Saturday morning & evening appointments available.

Marshall County Born & Raised

I was born and raised on a dairy farm between Plymouth and Argos. This developed a strong work ethic and the desire to do the job right the first time. My wife Joy and I have lived in Plymouth for over 30 years. We have two sons- Matthew Adam and Peter Andrew.

Personal Experience

I have 18 years in sales to farmers and agricultural businesses located in the Northern third of Indiana. Here I had to listen to each individual so that I understood what they really wanted to do, and to develop recommendations that were the best for the customer.

I also have 16+ years in lending doing mortgages involving purchases, remodeling, construction, and, refinancing.

These " life experiences" enable me to understand your situation and work together with you to develop the best program for individual situation.

Community Involvement

I am a member of the Kiwanis Club and the Marshall County Builders Association.

Current member and Secretary/Treasurer of the Sunrise Chapter of Business International (BNI)

Scoutmaster for Boy Scouts Troop 251 in Plymouth for 6 years.

First Time Homebuyers

It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.

Borrower's checklist for purchases

Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:

  • Signed purchase agreement
  • Driver's license or state photo ID
  • 2 recent pay stubs
  • Phone number for Human Resources Dept. to verify employment.
  • 2 months bank statements for checking and savings account
  • 2 most recent years of W2s (if self employed, commissioned or part owner of a corporation or business will need complete federal tax returns, and corporate tax returns)
  • Recent 401K or retirement accounts
  • Pre-approvals are free, but for a purchase or refinance we will need a check for $350 for the application fee

Borrower's checklist for refinances

If you are refinancing, along with everything from the purchase list above, you will also need the following items:

  • Previous titlework
  • Homeowner's insurance statement
  • Complete loan number/information of loan(s) to be paid off

Construction made easy!

Come see us for your New Home Construction , First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!

"Borrowers must meet underwriting guidelines."


Apply now for a better mortgage experience with First Federal Savings Bank!