Dan Reiff

Andy Haeck

NMLS #: 1017548

danr@firstfederalbanking.com

Direct: 574-224-6500

Office: 574-524-8989

Cell: 574-675-1045

Fax: 574-524-8999

About Dan

As a former teacher and current husband and father of two, my focus is on helping individuals and families make important home loan decisions. Service and honesty are two of my most important qualities, and you should feel comfortable contacting me with any questions or inquiries regarding refinancing, building, or buying the home of your dreams.

Service

First Federal Savings Bank is locally-owned. That means loan decisions are made quickly, right here! We make mortgage lending easy with personal attention from application to closing. Our local loan processing is fast and reliable and we maintain servicing on all loans at First Federal.

Appointment Flexibility

I can take your application and close your loan at a time and location that is convenient for you.

First Time Homebuyers

It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.

Borrower's checklist for purchases

Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:

  • Signed purchase agreement
  • Driver's license or state photo ID
  • 2 recent pay stubs
  • Phone number for Human Resources Dept. to verify employment.
  • 2 months bank statements for checking and savings account
  • 2 most recent years of W2s (if self employed, commissioned or part owner of a corporation or business will need complete federal tax returns, and corporate tax returns)
  • Recent 401K or retirement accounts
  • Pre-approvals are free, but for a purchase or refinance we will need a check for $350 for the application fee

Borrower's checklist for refinances

If you are refinancing, along with everything from the purchase list above, you will also need the following items:

  • Previous titlework
  • Homeowner's insurance statement
  • Complete loan number/information of loan(s) to be paid off

Construction made easy!

Come see us for your New Home Construction , First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!

"Borrowers must meet underwriting guidelines."


Apply now for a better mortgage experience with First Federal Savings Bank!