As a former teacher and current husband and father of two, my focus is on helping individuals and families make important home loan decisions. Service and honesty are two of my most important qualities, and you should feel comfortable contacting me with any questions or inquiries regarding refinancing, building, or buying the home of your dreams.
First Federal Savings Bank is locally-owned. That means loan decisions are made quickly, right here! We make mortgage lending easy with personal attention from application to closing. Our local loan processing is fast and reliable and we maintain servicing on all loans at First Federal.
I can take your application and close your loan at a time and location that is convenient for you.
First Time Homebuyers
It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.
Borrower's checklist for purchases
Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:
Borrower's checklist for refinances
If you are refinancing, along with everything from the purchase list above, you will also need the following items:
Construction made easy!
Come see us for your New Home Construction, First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!
"Borrowers must meet underwriting guidelines."
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Apply now for a better mortgage experience with First Federal Savings Bank!