Dennis Bilinski

Andy Haeck

NMLS #: 399949

Direct: 574-224-6335

Office: 574-546-2121

Toll Free: 800-546-5161

Fax: 574-546-2316

About Dennis

As a banker, loan officer and member of the Bremen community for over 35 years, Dennis understands the home buying needs of his neighbors. He can help you find the right loan for your next home.

Marshall County Resident

Dennis has lived in Bremen for over 35 years, is married, and has 2 children and 3 grand children.

Community Involvement

Dennis is currently a part of the Bremen Redevelopment commission. In the past, has been the President of the chamber and a member on the Bremen Town Council

Business stays local

We are one of the few locally owned banks in the area. This means your payments stay in Bremen, where we service your loan. You will work with local people you know from start to finish.

First Time Homebuyers

It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.

Borrower's checklist for purchases

Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:

  • Signed purchase agreement
  • Driver's license or state photo ID
  • 2 recent pay stubs
  • Phone number for Human Resources Dept. to verify employment.
  • 2 months bank statements for checking and savings account
  • 2 most recent years of W2s (if self employed, commissioned or part owner of a corporation or business will need complete federal tax returns, and corporate tax returns)
  • Recent 401K or retirement accounts
  • Pre-approvals are free, but for a purchase or refinance we will need a check for $350 for the application fee

Borrower's checklist for refinances

If you are refinancing, along with everything from the purchase list above, you will also need the following items:

  • Previous titlework
  • Homeowner's insurance statement
  • Complete loan number/information of loan(s) to be paid off

Construction made easy!

Come see us for your New Home Construction , First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!

"Borrowers must meet underwriting guidelines."

Apply now for a better mortgage experience with First Federal Savings Bank!