My goal is to be your partner through an exciting, but sometimes anxious process in your life. I will be right with you every step of the way from loan application to closing and beyond. Whether purchasing your first home, buying your forever house, building new, or refinancing, First Federal has the products and expertise to get you to the closing table.
My wife and I live in Elkhart, work in Elkhart and go to church in Elkhart so this is our home too. This allows me the flexibility to work with you when YOU are available whether its 9AM on a Saturday at Starbucks or at 5:15PM on Tuesday evening before basketball practice.
I will provide the highest level of customer service; this means working WITH you to. It means being thorough up front with expectations. It also means being there for you every step of the way from application to close! We also service our loans so your loan always stays local.
I have been in mortgage lending since 2014. Prior to that, I was a teller and desk banker for 3 years so my experience isn’t just in mortgages, but in the banking relationship as a whole making me an asset on many fronts.
First Time Homebuyers
It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.
Borrower's checklist for purchases
Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:
Borrower's checklist for refinances
If you are refinancing, along with everything from the purchase list above, you will also need the following items:
Construction made easy!
Come see us for your New Home Construction , First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!
"Borrowers must meet underwriting guidelines."
Apply now for a better mortgage experience with First Federal Savings Bank!