My 22 years of lending experience with First Federal Savings Bank have been exciting and dynamic! I specialize in residential mortgage loans of all types including purchase, new home construction, refinances, 2nd mortgages and home equity lines.
Convenience and Availability
I can take your application and close your loan at a time and location that is convenient for you. With online applications, we can accomplish a great deal with documents and e-signatures.
We won't sell your loan servicing
First Federal does not sell loan servicing. Your payments are handled locally.
I am a member of the Kiwanis Club, an active member in my church and I raise grain on my personal farm.
First Time Homebuyers
It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.
Borrower's checklist for purchases
Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:
Borrower's checklist for refinances
If you are refinancing, along with everything from the purchase list above, you will also need the following items:
Construction made easy!
Come see us for your New Home Construction, First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!
"Borrowers must meet underwriting guidelines."
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Apply now for a better mortgage experience with First Federal Savings Bank!