Larry Faulstich

Larry Faulstich

NMLS #: 399950

Direct: 574-224-6401

Office: 800-382-2664

Cell: 574-780-0528

Fax: 574-936-8955

About Larry

40 years of Mortgage Lending Excellence!

I have been a mortgage loan officer with First Federal Savings Bank since 1979. I have closed over 3,000 mortgage loans since I started here. I am now the President of the Plymouth/Mishawaka Division of First Federal Savings Bank. I will take your application and close your loan. My promise is that I will be with you from start to finish. When I say finish I mean when your loan is paid off. You can call me any year that a problem may arise and I will be there to help because we keep the servicing of your loan right here at First Federal Savings Bank. There is no substitute for experience and service when it comes to picking out a loan officer to work with.

First Time Homebuyers

It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.

Borrower's checklist for purchases

Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:

  • Signed purchase agreement
  • Driver's license or state photo ID
  • 2 recent pay stubs
  • Phone number for Human Resources Dept. to verify employment.
  • 2 months bank statements for checking and savings account
  • 2 most recent years of W2s (if self employed, commissioned or part owner of a corporation or business will need complete federal tax returns, and corporate tax returns)
  • Recent 401K or retirement accounts
  • Pre-approvals are free, but for a purchase or refinance we will need a check for $350 for the application fee

Borrower's checklist for refinances

If you are refinancing, along with everything from the purchase list above, you will also need the following items:

  • Previous titlework
  • Homeowner's insurance statement
  • Complete loan number/information of loan(s) to be paid off

Construction made easy!

Come see us for your New Home Construction , First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!

"Borrowers must meet underwriting guidelines."

Apply now for a better mortgage experience with First Federal Savings Bank!