40 years of Mortgage Lending Excellence!
I have been a mortgage loan officer with First Federal Savings Bank since 1979. I have closed over 3,000 mortgage loans since I started here. I am now the President of the Plymouth/Mishawaka Division of First Federal Savings Bank. I will take your application and close your loan. My promise is that I will be with you from start to finish. When I say finish I mean when your loan is paid off. You can call me any year that a problem may arise and I will be there to help because we keep the servicing of your loan right here at First Federal Savings Bank. There is no substitute for experience and service when it comes to picking out a loan officer to work with.
First Time Homebuyers
It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.
Borrower's checklist for purchases
Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:
Borrower's checklist for refinances
If you are refinancing, along with everything from the purchase list above, you will also need the following items:
Construction made easy!
Come see us for your New Home Construction, First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!
"Borrowers must meet underwriting guidelines."
Ask me about our 3% down Conventional Loan Program called Home Possible!
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Apply now for a better mortgage experience with First Federal Savings Bank!