With over 40 years experience in financial services, I will be happy to share my extensive knowledge and expertise to assist you in finding the best mortgage program to fit your individual needs.
I am a life-long resident of St. Joseph County and have been a successful loan originator with First Federal Savings Bank for over 26 years. Because First Federal retains the servicing of its mortgage loans, you can expect personal service throughout the life of your loan. I have been a volunteer at the Center for the Homeless in South Bend for over 23 years and I’m actively involved in several ministries at Granger Community Church. I am currently a member of the South Bend-Mishawaka Board of Realtors and am a member of the Indiana Mortgage Bankers Association. I’m a graduate of Indiana University with a degree in Business Administration.
First Time Homebuyers
It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.
Borrower's checklist for purchases
Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:
Borrower's checklist for refinances
If you are refinancing, along with everything from the purchase list above, you will also need the following items:
Construction made easy!
Come see us for your New Home Construction , First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!
"Borrowers must meet underwriting guidelines."
Apply now for a better mortgage experience with First Federal Savings Bank!