Meri Jessup

Meri Jessup

NMLS #: 399957

merij@firstfederalbanking.com

Direct: 574-224-6502

Office: 574-524-8989

Toll Free: 800-251-2618

Fax: 574-524-8999

About Meri

Personalized attention to your loan details and needs will be provided to you! At First Federal Saving Bank we are highly regarded by builders and realtors alike. Smooth closings with low closing costs and competitive rates for new home purchases, construction, investment properties and lot loans is what you can except. First time home owners are welcome and appreciated!

Community Involvement

  • Member of the Builder’s Association of Elkhart County
  • Member of Woman in Business
  • Member of Elkhart County Board of Realtors

Exceptional Service

On site applications and closings

Competitive Rates and Loan Programs

Low closing costs

First Time Homebuyers

It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.

Borrower's checklist for purchases

Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:

  • Signed purchase agreement
  • Driver's license or state photo ID
  • 2 recent pay stubs
  • Phone number for Human Resources Dept. to verify employment.
  • 2 months bank statements for checking and savings account
  • 2 most recent years of W2s (if self employed, commissioned or part owner of a corporation or business will need complete federal tax returns, and corporate tax returns)
  • Recent 401K or retirement accounts
  • Pre-approvals are free, but for a purchase or refinance we will need a check for $350 for the application fee

Borrower's checklist for refinances

If you are refinancing, along with everything from the purchase list above, you will also need the following items:

  • Previous titlework
  • Homeowner's insurance statement
  • Complete loan number/information of loan(s) to be paid off

Construction made easy!

Come see us for your New Home Construction , First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!

"Borrowers must meet underwriting guidelines."


Apply now for a better mortgage experience with First Federal Savings Bank!