We have a wide range of mortgage products available for purchases and refinances. Contact your local First Federal Savings Bank Loan Originator to discuss the best option for you.
Here are just a few of the loans we offer:
Premier First Time Homebuyer Program
The Premier First Time Homebuyer Loan Program is available for the purchase of a single-family, primary residence only. Manufactured housing & construction loans are not eligible. A first time homebuyer is anyone who has not had title to or owned a home in the past three years.
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Premier 10/1 ARM Loan Program
First Federal Savings Bank offers this program to those borrowers that would like a loan option for their loan transaction that does not carry with it secondary market fees.
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Home One Program
This conventional loan product allows for a minimum of 3% down payment and can be less costly over the life of the loan than FHA programs.
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First Time Homebuyer Program
First Federal pays the standard closing costs for borrowers who purchase a single family primary residence and who have not owned a home in the past three years.
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Lot Loans
This program is designed for borrowers that have found their piece of land to build on in the near future.
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Home Possible Program
This conventional loan product allows for a minimum of 3% down payment and can be less costly over the life of the loan than FHA programs.
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Construction Perm Program
One closing transaction for the entire process. After construction is complete, you will simply sign a modification agreement, stating the interest only period is over and the loan will be reset to fully amortized principal and interest payments.
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Jumbo Loan Program
This loan is for borrowers that need first mortgage loan amounts above $726,200
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80/10/10 Loan Program
This loan program is designed to offer an alternative to paying Mortgage Insurance for loans greater than 80% LTV.
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Government Programs
These programs offer the borrower a lower down payment option when less than perfect credit scores is present.
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Purchase with Improvement Program
This loan program allows you to purchase your new home and immediately start any necessary renovation without the hassle of closing on another loan.
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Refinance with Improvements Program
Similar to the Purchase with Improvement program, but this program allows you to remodel, renovate your existing home to better suit your family’s needs.
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With a history of integrity & quality, First Federal Savings Bank is the place for you. We can help you build a foundation with the right tools & services.