Ben Daulton

Ben Daulton

NMLS #: 399946

Direct: 574-223-1757

Office: 800-422-3372

Fax: 574-223-1784

About Ben

It’s a new year! Have you considered buying a new home? Or, have you checked your current rate? Rates are still low. So, make a resolution to get financially fit! Call or email me today to discuss your mortgage needs!

I am dedicated to help lead you through a new home purchase to find the home of your dreams! I specialize in primary or second residence, refinancing or construction loans. I will make sure you are comfortable and confident in making one of the most important investment decisions you will ever be faced with.

Fulton County Resident

A 1994 Purdue University graduate, I have been a resident of Fulton County my entire life.


With 23 years of lending experience, I specialize in local loan servicing, first time home buyers, refinancing, construction loans and investment property.

Convenience and Availability

I can take your application and close your loan at a time and location that is convenient for you.

We won't sell your loan servicing

First Federal does not sell loan servicing. Your payments are handled locally.

Community Involvement

I am a member of the Kiwanis Club and I coach little league baseball.

First Time Homebuyers

It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.

Borrower's checklist for purchases

Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:

  • Signed purchase agreement
  • Driver's license or state photo ID
  • 2 recent pay stubs
  • Phone number for Human Resources Dept. to verify employment.
  • 2 months bank statements for checking and savings account
  • 2 most recent years of W2s (if self employed, commissioned or part owner of a corporation or business will need complete federal tax returns, and corporate tax returns)
  • Recent 401K or retirement accounts
  • Pre-approvals are free, but for a purchase or refinance we will need a check for $350 for the application fee

Borrower's checklist for refinances

If you are refinancing, along with everything from the purchase list above, you will also need the following items:

  • Previous titlework
  • Homeowner's insurance statement
  • Complete loan number/information of loan(s) to be paid off

Construction made easy!

Come see us for your New Home Construction , First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!

"Borrowers must meet underwriting guidelines."

Apply now for a better mortgage experience with First Federal Savings Bank!