Community, Family and Service: Important aspects you look for when working with a bank and getting a mortgage. I have over 25 years of knowledge and experience to help you obtain the best mortgage loan for purchasing, building or refinancing your home. I will be honest and trustworthy, all while working to provide you with the best available service during the loan process. A lifelong area resident and raising three children in the Wa-Nee area has kept me involved with the Elkhart County 4-H Fair and the Family Christian Development Center in Nappanee. I have volunteered for many church and community activities, as well.
Local and Experienced
First Federal Savings Bank is locally owned and has specialized in home financing for over 50 years. All your payments stay in our community and all the loan servicing is handled by an experienced staff. First Federal Savings Bank will be with you every step of the way: At application, processing, closing and until you pay off the loan. Customer service is our top priority to make your home buying experience easy, uncomplicated and most of all, a positive experience.
First Time Homebuyers
It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.
Borrower's checklist for purchases
Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:
Borrower's checklist for refinances
If you are refinancing, along with everything from the purchase list above, you will also need the following items:
Construction made easy!
Come see us for your New Home Construction , First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!
"Borrowers must meet underwriting guidelines."
Apply now for a better mortgage experience with First Federal Savings Bank!