2018 has arrived with great rates and new opportunities to improve your financial situation- refinancing a current mortgage, home improvements to an existing home. Maybe you're looking into venturing into rental homes, purchasing that special lot or land, new construction to build your dream home, purchasing your first of many homes or that special 2nd home for weekend getaways! First Federal Savings Bank has many new programs on the horizon!
I am that experienced and dedicated person you will need to assist and lead you through this process- from the pre-approval process, to financing and on to closing! I will make certain you are comfortable and confident with making this most important investment decisions you will ever be faced as a homeowner. Currently, I am celebrating 23 years with First Federal Savings bank and my lending experience includes: Conventional - purchase, refinancing, home improvement and new construction. I am also well-versed with FHA and USDA home financing!
Convenience and Availability
Convenience is key - When scheduling, meeting at a mutual location and around busy work, family and social schedules is important for all parties as we proceed with the pre-approval and completing your flexibility to meet at your office, coffee shop or over lunch. I strive to be flexible with all schedules and meeting locations. My website is always open to view, apply or research programs! Contact me to help watch the rates with you!
Involvement in the Loan Process
We will work as a team through your mortgage process – pre-approval to application to closing. Questions - please ask, they are so important to your process and very welcome! Questions after closing are always welcome! Feel free to contact me anytime - we are your #1 mortgage servicer!
First Time Homebuyers
It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.
Borrower's checklist for purchases
Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:
Borrower's checklist for refinances
If you are refinancing, along with everything from the purchase list above, you will also need the following items:
Construction made easy!
Come see us for your New Home Construction , First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!
"Borrowers must meet underwriting guidelines."
Apply now for a better mortgage experience with First Federal Savings Bank!