Welcome to 2020!!! We are excited for the New Year and all it will bring. All of us at First Federal Savings bank want you to know how much we appreciate your business and look forward to working with you in 2020! The beginning of a New Year always allows us to look back at the previous year, where we began and where the year ended. It is that time of year when we look forward to the New Year with fresh eyes, fresh hopes & dreams for you and your family. January is like a new beginning! A fresh start to review our goals for the coming year. Could it be investing in a retirement account, moving to a new area, purchasing a home for the First time, building the dream home. First Federal is a full service bank – deposit accounts, home mortgages, retirement/investment and even commercial loans. We have the programs to fit your every need and want. Please feel free to call or text 574-453-1096 or email email@example.com
I am that experienced and dedicated person you will need to assist and lead you through this process- from the pre-approval process, to financing and on to closing! I will make certain you are comfortable and confident with making this most important investment decisions you will ever be faced as a homeowner. Currently, I am celebrating 23 years with First Federal Savings bank and my lending experience includes: Conventional - purchase, refinancing, home improvement and new construction. I am also well-versed with FHA and USDA home financing!
Convenience and Availability
Convenience is key - When scheduling, meeting at a mutual location and around busy work, family and social schedules is important for all parties as we proceed with the pre-approval and completing your flexibility to meet at your office, coffee shop or over lunch. I strive to be flexible with all schedules and meeting locations. My website is always open to view, apply or research programs! Contact me to help watch the rates with you!
Involvement in the Loan Process
We will work as a team through your mortgage process – pre-approval to application to closing. Questions - please ask, they are so important to your process and very welcome! Questions after closing are always welcome! Feel free to contact me anytime - we are your #1 mortgage servicer!
First Time Homebuyers
It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.
Borrower's checklist for purchases
Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:
Borrower's checklist for refinances
If you are refinancing, along with everything from the purchase list above, you will also need the following items:
Construction made easy!
Come see us for your New Home Construction, First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We offer both adjustable and fixed loan rates!
"Borrowers must meet underwriting guidelines."
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Apply now for a better mortgage experience with First Federal Savings Bank!